I AM 45 YRS OLD AND USED TO WORK AS A MANAGER  AND NOW I HAVE EPIPLEPSY SO BAD THAT I CANT WORK, I HAVE BEEN WAITING FOR SOCIAL SECURITY,BUT THEY SAY IT WILL TAKE UP  TO 2 YRS FOR ME RECIEVE THAT AND NOW I  AM ON UNEMPLOYMENT FOR NOW,THAT DOESNT,PAY MUCH CAUSE ALL MY BILL ARE BEHIND AND SO IS MY RENT THE LOCAL WELARE SAYS THAT I HAVE TO MUCH INCOME,TO HELP ME COULD YOU PLEASE HELP ME, OR TELL ME WHAT COULD I DO??????????

I've been readings lots of stories about people with debt problem. I've been down that path and I know some trick of the trade to help get you out and cleared and on the way to a better life. These are simple tips and basic knowledge to help you with debt.

Don't be afaird to ask all questions and I will try to help with the best that I can. Just keep in mind that when it comes to debt, you are in charge not the creditor. 

So if you need help, ask and I will try my best to help back. Just ask, you never know where it's going to take you. 

ok well i went into preterm labor at 31 weeks i was the only one in my household working because my husband is disables we are 2 months behind on our car payment and 1 month behind on the truck payment because i cant work i am on bedrest untyil i have her...we have a 2 yr old son right now and cant afford to loose our transportation anyone that can help please email me at lovagurl1984@yahoo.com titled help!....thank you for your time

nicole and family

My husband and I are behind on our bills due to a run of bad luck.  We don't want to lose our home and we don't want our utilities shut off with winter approaching so rapidly.  We moved about a year ago to protect our adopted children.  My husband had to take an over the road truck driving job in order to support our family.  He is now an absentee member, a fact that no one in our family is crazy about it.  We were doing alright until a series of unfortunate events hit us....our hot water tank went, our car broke down......and now we are behind on our bills.  If anyone can please help us, we would greatly appreciate it!

Recently lost my job. Am working part-time and without insurance right now. Already getting behind on my bills, but I'm really trying. Meanwhile, I've lost my car and still way behind on bills. Trying to get caught up but really hard when only working part-time and trying to do it by yourself. Am borrowing a car from a relative, but that's only help they can give me.

I recently had a newborn about 3 weeks ago.  Im struggling to pay bills.  While my wife was away visiting her mother, I had to take a loan from a financial place.  i dont want her to know about it.  I owe about $1200 is all and I'm OK.  Can Anyone PLEASE help.  They're sending statements to the house now, and Im afraid my wife is going to start asking questions.  I know this seems odd, but my wife gets real upset about money problems, I I don't want to cause a rift. 

        thank you so much.

Some of my info.. I'm 33 married 2 kids.  I have a good job.. we're just behind and struggling right now.  Im a good man and pride myself on hard work and family. 

       I am not sure how to ask for help but here goes... I am strugling to keep up with my montly budget. I have two children ages 2 and 5 both girls. Just when I think I am getting close I discovered that I need new hearing aids very soon and no insurance seems to cover those. I am 28 years old and am not in any of the brackets that I can find to get help with the purchase of hearing aids. I have managed to avoide the credit card issues and now due to medical bills my credit will not allow me to get any line of credit any where for some help. Please if anyone can find it in their hearts to help me. My family is in need of some prayers and help just to get caught up. Thank you so very much, and God bless you!   -Michelle-

hello. i am looking for any help possible to help me get caught up on my finances. i was apart of a startup business that failed to produce any results for myself and my family. my wife and i left good paying jobs to chase a dream of financial freedom. we lost everything and are slowly building are lives again with new jobs. however, we are very behind on our utilities and other payments. As, I said i will be capable to make payments back for your generosity. i am in dire need of $15000.00. anyone able and willing to loan more to help pay back a large tax bill would be greatly appreciated as well. thank you for your time.

I have fallen extremely behind on my bills due to a issue with my teenage daughter.  Is there anyplace or anyone out there that can help me?  My husband and I work as many hours as possible but it never seems to be enough.  Now christmas is coming up and I have a 9 year old son and I don't know what to do.  If anyone knows where I can get help please let me know.

Hello.  Thank you for taking the time to read this.  I have had a terrible couple of months.  I am a single mother of four beautiful kids, under the age of 11.  I was diagnosed with cancer in 2003, during my last pregnancy.  I was able to have my son and he is healthy.  I had 7 surgeries in 12 months, with each time having to spend at least five days in the hospital.  We thought things were good, and now I have become ill again.  I have been to the hospital twice in a week, and that is after seeing a docotor every other day.  My children are all so strong.  It breaks my heart that they have to see me hardly able to walk because of the pain.  I am trying to work full time, and I was just accepted to the RN program, with advanced placement, at Boise State University. I could graduate next year.  I was so excited, thinking that I could make our lives so much easier.  I have recently become behind in all of my bills.  My power was turned off last week, and I had to scrape every penny to get it back on.  I just got a final disconnect notice from the water company.  My car has died, in the middle of the road, three times in the last month.  I certainly cannot afford the price of taking the car to the shop.  My rent was due on October 15, and I have been making small payments to them.  I go in tomorrow to see what the last MRI showed.  Then, to top it all off, my hours at work dropped too low, due to school and being ill, so they dropped my medical insurance.

  I am disabled and out of work the bills are piling up and need help.

 I also though that since i was home I should further my education but due to illness I have trobles attending the local colleges and was wanting to take advatage of an online sourse but do need help.

 This is my last hope, could you please help?

 Thank you.